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Liberty Holdings



Definition: A life-threatening disease is a chronic, usually incurable disease, which has the effect of considerably limiting a person's life expectancy. 

Liberty Group HIV/AIDS and Other Life Threatening Diseases Policy

1. Scope

This policy only applies to Liberty Holdings employees, not to commissioned only financial advisers or other independent contractors.

2. Non-discrimination

In accordance with legislation, HIV positive employees will not be discriminated against unfairly, and such employees should follow the normal grievance procedure should they feel that this has occurred. HIV/AIDS will be treated in the same way as other life-threatening diseases. However, the stigma, magnitude and growing incidence of the HIV/AIDS epidemic means that it is necessary to focus more awareness, at this time, on HIV/AIDS than other life-threatening diseases.

3. Right to withhold information

  • No employee is obliged to reveal his/her HIV status
  • Employees should inform the company once they can no longer perform their duties as a result of their disease in order to avoid possible inappropriate disciplinary action

4. Confidentiality

Any person who is informed, or becomes aware, that an employee is HIV positive must treat this information as confidential. Failure to do so will be regarded as a serious offence and will result in disciplinary action.

5. Benefits

  • Employees who become HIV positive, or contract a life-threatening disease whilst already employed will retain their existing benefits, as per benefit rules
  • Medical scheme rules regarding cover and benefits will apply. All medicinal treatment for HIV/AIDS, including anti-retroviral therapy (ART), will only be provided for via the medical scheme, according to medical scheme rules

6. HIV testing

Potential employees will not be tested for HIV/AIDS as a condition of employment or be refused employment on account of their HIV status.

7. Refusal to work with HIV positive employees or employees with any other life-threatening diseases

No employee may refuse to work with a colleague who is HIV positive or suffering from any other life-threatening disease if the affected employee poses no risk to the health of the objecting employee.

 8. Education and counselling

Employees will be given access to appropriate education or counselling on the prevention and management of HIV/AIDS and other life-threatening diseases.

9. Occupational Health and Safety policy

Health and safety regulations concerning HIV/AIDS are included in the Liberty Group’s Occupational Health and Safety Policy. Employees will be compensated by the Compensation Commissioner if it is proved that they contracted HIV due to work related injuries.


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